Terms of Service

Sage is an educational platform operated by Raise My Coverage, LLC (doing business as Sage), a licensed insurance producer (see our licensing page for active state licenses and NPN). Sage AI provides general educational information about personal insurance — it is not individualized insurance advice, and it is not a recommendation to buy any specific policy or carrier.

Information from Sage AI or this site should not be relied on as a substitute for advice from a licensed insurance professional regarding your specific situation. Always confirm coverage decisions with a licensed agent before purchasing.

Sage does not itself quote, bind, or service insurance policies. Quoting and binding are performed by our licensed partner, Bindable, or other licensed carriers and partners we may work with. Any policy you purchase is a contract between you and the issuing carrier, subject to that carrier's terms.

We work to keep information accurate and current, including our carrier data (see the methodology on our homepage), but insurance rates, rules, and carrier availability change. Content is reviewed by a licensed agent (Cameron Berry, NPN 20621185) but may not reflect the most current rates, rules, or your individual eligibility.

Don't use Sage AI to submit unlawful, abusive, or fraudulent content, or attempt to misuse the platform — for example scraping, reverse-engineering, or overloading the system.

Bundling, switching carriers, or any other suggestion discussed by Sage AI may or may not result in savings for your specific situation. Individual results vary by driver, property, location, and history.

Sage and Raise My Coverage, LLC (doing business as Sage) are not liable for decisions made based on information from this site or Sage AI. Use of this site is at your own risk, to the extent permitted by law.

We may update these terms as Sage evolves. Continued use of the site after changes means you accept the updated terms.

These terms are governed by the laws of Massachusetts, without regard to conflict-of-law principles.

Questions? Contact us at compliance@sageinsurance.ai.