Editorial independence policy

Articles are written by Marc Berry, who spent twenty-five years in insurance distribution. Every article covering coverage, claims, or policy mechanics is reviewed for accuracy by Cameron Berry, a licensed insurance producer (NPN 20621185), before publication.

We explain how coverage works so you can ask better questions. We do not recommend specific policies for specific people, because doing that responsibly requires a licensed producer who knows your situation. If an article ever reads like personalized advice, that is a mistake — tell us.

• Partners cannot pay for placement, ranking, or a favorable review.
• Partners do not see articles before publication and cannot request changes.
• Comparison tables are ordered by relevance to the reader's question — alphabetically where no editorial order applies — never by what we're paid.
• Where we are compensated, we disclose it on the page, above the fold. See how we make money.

We use our own AI tooling to research, draft and structure articles. Every published piece is edited by a human and reviewed by a licensed producer before it goes live. AI does not publish here unsupervised.

We date every article and record when it was last reviewed. When we get something wrong we correct it and note the correction — every one is listed on our corrections page. Report an error: ask@sageinsurance.ai